Volume 2, Issue 1 – Spring 2025

Hey Student Investors!
Spring is in full swing, and so is your chance to plant financial seeds for the future. Whether you're prepping for summer jobs or planning your next big money move, this edition has you covered.

Budgeting Tips: Spring Break on a Budget
Ready to hang out with friends or travel? Here’s how to enjoy spring break without draining your savings:

• Split Costs: Travel with friends and share costs for gas, hotels, or food.
   
• Plan Activities in Advance: Booking early often saves you money.
   
• Set a Daily Budget: Avoid blowing it all on day one—keep your spending balanced throughout the week.
   

Savings Goals: Prom, Graduation & Summer Plans
Big spring events = big spending. Plan ahead so you’re not caught off guard.

• Prom Budgeting: Dress, tickets, transportation—it adds up fast. Set a cap and stick to it.
   
• Graduation Gifts: If you’re buying for friends, set a per-person budget or go the DIY route.
   
• Summer Job Prep: Start looking now for internships, part-time jobs, or volunteer work that can boost your resume and your wallet.
   

Investment Basics: What’s a Roth IRA (and Why Should You Care)?
Yes, you can start planning for retirement now—and it's actually a power move.

• What It Is: A Roth IRA is a special retirement account where you contribute after-tax dollars and your money grows tax-free.
   
• Why Start Young? The earlier you invest, the more time your money has to grow thanks to compound interest.
   
• How to Open One: Some platforms let teens open accounts with a parent or guardian’s help.
   

Financial News: AI and the Job Market
AI is changing the future of work—so how do you keep up?

• The Shift: Automation is replacing some jobs but also creating new ones in tech, data, and AI ethics.
   
• What to Study: Skills like coding, public speaking, data literacy, and financial literacy are more valuable than ever.
   
• What It Means for You: Stay curious and keep learning. Future-proof your resume by building skills that AI can’t easily replace.
   

Q&A Section
Q: I want to major in business—how do I plan ahead in high school?
A: Focus on building leadership, joining clubs like DECA or student government, taking business or econ classes, and finding internships or job shadowing experiences. 

Bonus: Attend our Real Talk with a Recent Business Grad event this July at Weston Library!